New International Version (NIV)
8 For it is by grace you have been saved, through faith—and this is not from yourselves, it is the gift of God— 9 not by works, so that no one can boast.
Editors Notes:
A small detail we are all the same so it would do us well to put away any self-righteous fingers we may feel tempted to use at others.
Soberly remember your former state before God and also the fact that you'll surely sin more before you pass through to eternity and will need to draw down on the account of grace deeply many times to come.